Luis R. · client result
Progress across all three bureaus.
Equifax +79, Experian +81 and TransUnion +11 in this documented result.
Open the full result ↗A fresh chapter. A clear plan.
Your credit story
isn't over.
High deposits? Tired of needing a co-signer? Let's start with understanding your credit report and creating a plan that fits your situation.
Find your next step ↗PERSONAL SUPPORT · CLEAR NEXT STEPS
Victoria ConleyYOUR PARTNER IN THE PROCESS
CREDIT CONSULTING ✦ DOCUMENT PREPARATION ✦ FINANCIAL EDUCATION
A real client result
Progress worth celebrating.
Open the full result ↗This is a documented client result. Individual results vary; no score increase or deletion is guaranteed.
More documented client results
See what changed on the reports.
These examples show reported items marked deleted in the clients' credit report results. Each person's situation and outcome is different.
Repossession account reporting
Exeter Finance
Marked deleted across all three bureaus in this client's report results. The displayed high balances differ by bureau: $19,858 at Equifax and $21,485 at Experian and TransUnion.
Collection reporting
NCB Management Service
A $13,429 reported high balance, with this collection marked deleted at Equifax, Experian, and TransUnion.
Collection reporting
LVNV Funding
A $553 reported high balance, with this collection marked deleted at Equifax, Experian, and TransUnion.
These are examples of credit report changes, not confirmation that an underlying debt was forgiven. Results vary; no deletion, score change, or timeline is guaranteed.
Choose your level of support
A plan for your next chapter.
Personalized guidance and document preparation, with clear expectations from the start.
FOCUSED SUPPORT
One-Round
Dispute Assistance
A focused option for help with one round of credit-report dispute preparation based on your reports and supporting records.
$69 one-time
One round of assistance
- Review of the reporting concern you identify
- Help organizing relevant supporting records
- Assistance preparing factual dispute correspondence for one round
- Clear next steps for tracking responses
THE ESSENTIALS
Basic
Credit Consulting & Document Preparation
Personalized guidance to understand your credit reports, identify potential inaccuracies, and prepare factual dispute documents with ongoing support.
$129 / month
Month-to-month support
- Credit report review for potential inaccuracies
- Factual dispute document preparation
- Review of responses and next-step guidance
- Credit education and ongoing support
SPECIAL OFFER
Advanced
Credit Consulting & Document Preparation
A more detailed review and hands-on document support for complex reporting concerns, appropriate follow-up, and a personalized action plan.
$497 one-time
Regular $700 · Sale ends January 10, 2027
90 days of support · No automatic renewal
- Detailed review and personalized action plan
- Additional dispute and follow-up documents
- CFPB complaint preparation when appropriate
- Truthful affidavit preparation where relevant
- Authorized bureau calls and escalation follow-up
COUPLES PACKAGES — VIEW BOTH OPTIONS ↗
Better together.
Credit consulting and document preparation for two people. Choose the support that fits you both.
FOR TWO PEOPLE
Couples Basic
Consulting & Document Preparation
$199 / month
Monthly support for both people
- Individual credit report reviews
- Personalized consulting and factual dispute document preparation
- Credit education and ongoing email or portal support
FOR TWO PEOPLE
Couples Advanced
Consulting & Document Preparation
$897 one-time
90 days of email or portal support for both people
- Individual credit report reviews and personalized guidance
- Document preparation for complex reporting concerns
- Appropriate follow-up and next-step support
Each person needs separate credit monitoring, purchased separately. Results, removals, and score increases are not guaranteed.
Keep your credit monitoring active during service. 🩷
Credit monitoring is arranged separately. Package scope, cancellation rights, and billing terms are provided in your service agreement. No specific deletion, score increase, approval, or timeline is guaranteed.
EXISTING CLIENTS ONLY
Additional Dispute Letter Preparation
$25 USD · one-time
For an additional set of rewritten dispute letters outside your current package.
Use this payment option only after the additional work has been agreed upon and completed, and MPIC confirms payment is due.
Pay for completed letter work ↗Final total, including any applicable tax, is shown at checkout.
Your pace. Your next step.
Want to do it yourself? 👀
Explore downloadable DIY kits with step-by-step instructions, sample letters, and worksheets.
DO IT YOURSELF ↗
The DIY collection
Pick the kit that fits your next step.
Each Get This Kit button takes you directly to that kit’s secure Stripe checkout.
Student Dispute DIY Kit
DIY Student Loan Review & Dispute Guide — PDF Download Take a closer look at your student loan records with this easy-to-follow, 8-page guide. Includes step-by-step instructions, sample correspondence, comparison worksheets, and a response tracker to help you identify and address reporting errors yourself. Digital educational resource for personal use. No individual account review or dispute submission service is included.
$65 · one-time
Get This Kit ↗Collection Account Review DIY Kit
Get organized and work through collection account concerns at your own pace. Includes step-by-step instructions, sample debt-validation and reporting-error letters, a document checklist, and a response tracker.
$45 · one-time
Get This Kit ↗Late Payment Review DIY Kit
Review reported late payments against your payment records with this easy-to-follow guide. Includes comparison worksheets, sample correspondence for reporting errors, a separate goodwill-request example, and a follow-up tracker.
$45 · one-time
Get This Kit ↗
Medical Bill Review DIY Kit
Keep your medical bills, insurance documents, and questions organized in one place. Includes a step-by-step review guide, sample itemized-bill requests, billing-discrepancy letters, worksheets, and a correspondence tracker.
$65 · one-time
Get This Kit ↗Charge-Off Account Review DIY Kit
Work through charge-off account details with a structured review process. Includes instructions for comparing balances, dates, account status, and payment history, plus sample reporting-error letters and tracking worksheets.
$65 · one-time
Get This Kit ↗Repossession Records & Dispute DIY Kit
Organize your repossession records with a document checklist, sample correspondence, and tracking worksheets.
$75 · one-time
Get This Kit ↗Bankruptcy Reporting Review DIY Kit
Compare bankruptcy-related reporting with your court and account records. Includes a step-by-step review checklist, worksheets for identifying incorrect dates or account details, sample correction letters, and a response tracker.
$100 · one-time
Get This Kit ↗Inquiry Review DIY Kit
Take a closer look at unfamiliar inquiries appearing on your credit reports. Includes an inquiry-review worksheet, sample requests for information about report access, correspondence for documented errors, and a follow-up tracker.
$45 · one-time
Get This Kit ↗Personal Information Correction DIY Kit
Review your credit reports for incorrect names, addresses, and information belonging to someone else. Includes a comparison checklist, sample correction letters, a supporting-document worksheet, and a response tracker.
$45 · one-time
Get This Kit ↗Dispute Follow-Up DIY Kit
Keep your next steps organized after submitting a credit-report dispute. Includes response-review worksheets, sample follow-up and verification-procedure requests, a factual complaint-summary template, and a correspondence tracker.
$35 · one-time
Get This Kit ↗Digital educational resources for personal use. Individual account review and dispute submission are not included. Final total, including any applicable tax, is shown at checkout.
Start with the facts
Let's take a closer look.
We review credit reporting for potential inaccuracies, including information related to:
✦Collections
✦Late payments
✦Charge-offs
✦Repossessions
✦Bankruptcies
✦Personal information
A review does not mean an item qualifies for removal. We prepare disputes based on the facts and supporting information.
Simple steps. Personal support.
Here's how we get started.
01
Choose your support
Review the packages and complete your enrollment and service agreement.
02
Activate your monitoring
Keep your credit monitoring active during service so you can follow report changes. Monitoring is arranged separately.
03
Complete your file
Follow your portal instructions, upload the requested documents securely, and keep your monitoring active.